Non-QM Loans

Non-QM loans offer alternative mortgage solutions for individuals with non-traditional income or financial situations, such as self-employed individuals, foreign buyers, or those with blemished credit histories. These loans do not conform to the typical qualifications for government-backed mortgages but still require proof of the borrower's ability to repay. Non-QM loans can accommodate various unique circumstances with flexible terms, including loans for up to $2.5 million, interest-only options, and longer loan durations. They are ideal for real estate investments, refinancing, and accessing substantial cash-out options.