Debit Cards

Introducing the Mid-Tex Debit Mastercard – your key to seamless, secure transactions with added control and safety features. To obtain this debit card, members must own a Share Draft account, offering access to both shares and share drafts for ultimate convenience.

At Mid-Tex FCU, we prioritize transparency and affordability. Our debit card insufficient fund fee (NSF) for debit card transactions aligns with our NSF fee for paper items, ensuring fair and consistent pricing at $25.00. Enjoy the flexibility of using your debit card at any ATM for instant cash, with no initial issuance fee from Mid-Tex FCU. Expect your debit card to arrive within 7 to 10 days once ordered.

Remember, a debit card is not a credit card – it's a direct way to access funds in your credit union account. For added convenience, Share Draft account owners can explore overdraft protection with a line of credit loan. Your safety is our priority, and we provide guidelines for securing your Mid-Tex Debit Mastercard, including Card Safety tips.

Enhance control and security with the MTFCU CardValet app. This innovative tool allows you to manage all your debit cards effortlessly. Receive real-time notifications, restrict transactions based on location, set spending limits, and enable/disable your cards within specific merchant categories. Lock and unlock your card with a few taps on your smartphone, giving you peace of mind and control over your finances.

For lost or stolen Mid-Tex debit cards, call 1-800-472-3272, and for replacements or additional assistance, contact the Credit Union directly. Elevate your banking experience with the Mid-Tex Debit Mastercard and CardValet – where convenience, security, and control meet.